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Joint Ownership Agreement |
An agreement made between two or more owners of
the same property, defining their rights and responsibilities (e.g. recommended
in the case of married owners of property)
See Equity
sharing |
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Joint tenancy, or Tenants by the
entirety |
Ownership of real estate by two or more parties
held jointly for life; if one of the owners dies, the survivor(s) inherit the
property without reference to the deceased's will |
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Judgment |
A decision or decree made by a court of
law |
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Judgment lien |
A claim against the real property of a debtor,
as decreed by the court |
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Jumbo loan, or Non-conforming
loan |
A loan amount that exceeds the limits set by the
Federal National Mortgage Association and the Federal Home Loan Mortgage
Corporation; because such loan cannot be funded by these two agencies, it
carries a higher interest rate |
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Junior mortgage, or Secondary
mortgage |
A mortgage whose claim to repayment is of lesser
priority than another, previously recorded mortgage |
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| Q |
What document must lenders provide within three days of receiving your application for financing?
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| A |
The "Truth In Lending Disclosure Statement" will give you complete financial information about the loan. |
 See More Real Estate Trivia > |
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Gayle, Jerry and Steve Smith
Keller Williams Realty
1401 Woodlands Parkway
The Woodlands, TX 77380
281-364-3753
Fax: 832-482-2089
Steve Smith: Steve@TheSmithTeamRealty.com
Gayle Smith: Gayle@TheSmithTeamRealty.com
Jerry Smith: Jerry@TheSmithTeamRealty.com
TheSmithTeam@TheSmithTeamRealty.com
Jerry has a Bachelors Degree in Business/Finance, Retired from Occidental Oil and Gas after 35 Years, and now a Broker Associate. After relocating 19 times with an oil company, we finally settled down in The Woodlands and it has been our home since 1998. With over 18 years of combined real estate experience, we are confident in our ability to make your move a positive experience as well as the sale of your home. We will represent your interests, negotiate on your behalf, and keep you informed of all aspects of the transaction. We will ALWAYS be available to address any of your questions or concerns.   
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