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All agents are NOT alike! Find out why we are top real estate experts. Call us: 281-799-8143.
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Buyers Want Your Home for as Little as Possible.
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Jerry, Gayle and Steve Smith is one of The Top Selling Real Estate Experts™
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For Home Sellers:
Why Sellers Choose Jerry, Gayle and Steve Smith - Why home sellers in The Woodlands, Lake Conroe, Katy and Spring choose Jerry, Gayle and Steve Smith. Free Presentation - Free in-home listings presentation on marketing your The Woodlands, Lake Conroe, Katy and Spring, in MontGomery,Fort Bend, Harris County Texas property. Property Valuation - How much is your The Woodlands, Lake Conroe, Katy and Spring home worth? What Did That Home Sell For? - What did that The Woodlands, Lake Conroe, Katy and Spring, Texas property or other real estate sell for? FSBO - Selling your The Woodlands, Lake Conroe, Katy and Spring real estate on your own? Go to Main Sitemap - Main sitemap sections include Find The Woodlands, Lake Conroe, Katy and Spring Homes, For Home Buyers, For Home Sellers, The Woodlands, Lake Conroe, Katy and Spring Information, Real Estate Resources, and About Jerry, Gayle and Steve Smith.
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Financing Your Home >Financial Help
Escalating home prices often cause many first-time buyers to seek help from their families for the down payment on a new home. If your parents are providing financial assistance for the purchase of a home, it is important that you have very clear agreements with them about the conditions under which their help will be provided.
Sit down with your parents to discuss the details of the arrangement. Is the money they are providing a gift or a loan? If it is a gift, be sure to check with your tax expert to minimize the tax implications. If your parents are loaning the money for the down payment, how will it be paid back? Will there be joint ownership with an equity-sharing agreement? Will your parents be named on the ownership papers with you? Are special documents needed?
Whatever form it takes, parents who help their children buy a home give them an incredible gift!
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| Q |
What is the maximum interest you can deduct on your federal tax return to purchase or improve a first or second home?
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One of the greatest benefits of home ownership is the federal tax deduction for interest up to, but not exceeding, $1million. |
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Gayle, Jerry and Steve Smith
Prudential Gary Greene Realtors
19075 145 North, Suite 250
The Woodlands, TX 77385
281-799-8143
Fax: 936-321-7501
Steve Smith: Steve@TheSmithTeamRealty.com
Gayle Smith: Gayle@TheSmithTeamRealty.com
Jerry Smith: Jerry@TheSmithTeamRealty.com
TheSmithTeam@TheSmithTeamRealty.com
Jerry has a Bachelors Degree in Business/Finance, Retired from Occidental Oil and Gas after 35 Years, and now a Broker Associate. After relocating 19 times with an oil company, we finally settled down in The Woodlands and it has been our home since 1998. With over 18 years of combined real estate experience, we are confident in our ability to make your move a positive experience as well as the sale of your home. We will represent your interests, negotiate on your behalf, and keep you informed of all aspects of the transaction. We will ALWAYS be available to address any of your questions or concerns.   
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