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  • Welcome - Get the best real estate listings & homes for sale, expert advice, local info, and much more from Jerry, Gayle and Steve Smith, a proven The Woodlands, Lake Conroe, Katy and Spring, Texas NUMBER1EXPERT™ Top Selling real estate agent.

  • Find The Woodlands, Lake Conroe, Katy and Spring Homes - Find The Woodlands, Lake Conroe, Katy and Spring, Texas real estate listings & homes for sale provided by Jerry, Gayle and Steve Smith, your local expert real estate agent.

  • For Home Buyers - Get home buying information, the latest listings, mortgage informaiton, expert advice, and much more from Jerry, Gayle and Steve Smith, a proven The Woodlands, Lake Conroe, Katy and Spring, Texas NUMBER1EXPERT™ Top Selling real estate agent.

  • For Home Sellers - Get home selling information, fsbo information, expert advice, find out what your home and other homes in your neighborhood are selling for, and much more from Jerry, Gayle and Steve Smith, a proven The Woodlands, Lake Conroe, Katy and Spring, Texas NUMBER1EXPERT™ Top Selling real estate agent.

  • The Woodlands, Lake Conroe, Katy and Spring Information - Find local information on The Woodlands, Lake Conroe, Katy and Spring, Texas including schools reports, local maps and links, things to do, area photos, and relocation information. Local information provided by Jerry, Gayle and Steve Smith, a proven NUMBER1EXPERT™ Top Selling real estate agent.

  • Real Estate Resources - Find real estate related resources including real estate news, tips, dictionary, trivia, mortgage calculators and information, local real estate related services, and much more from Jerry, Gayle and Steve Smith, a proven The Woodlands, Lake Conroe, Katy and Spring, Texas NUMBER1EXPERT™ Top Selling real estate agent.

  • About Jerry, Gayle and Steve Smith - Information about Jerry, Gayle and Steve Smith including testimonials, guarantees, credentials, and contact information. Learn why Jerry, Gayle and Steve Smith is a proven The Woodlands, Lake Conroe, Katy and Spring, Texas NUMBER1EXPERT™ Top Selling real estate agent.

 

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School Reports in The Woodlands, Lake Conroe, Katy and Spring, Texas
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Real Estate Tips
Financing Your Home >Credit Card Mania

Most people know that a checkered credit history can disqualify you for a home loan, and maxed-out credit cards can do the same thing. But what most people don't know is that merely having a large number of credit cards, even with low balances and a history of timely payments, can disqualify you for a home mortgage loan just as quickly.

According to credit experts, having a number of credit cards can be just as detrimental to the granting of further credit as a history of late payments. Lenders look at it this way: If you have ten credit cards, each with a limit of $5,000, that means you have the potential to run up $50,000 in debt virtually any time you choose. That mere possibility makes you a greater risk, from their point of view.

The moral of the story? If you are planning to apply for a home loan in the future, keep only those credit cards you actually need to use and cancel the others.

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Real Estate Trivia
Q 
Who is considered the world's most renowned living architect?

A 
I.M. Pei who retired in 1991; he earned this status after designing the glass pyramid entrance pavilion to the Louvre in Paris (1989).
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Jerry, Gayle and Steve Smith, REALTOR®, real estate agent and broker for The Woodlands, Lake Conroe, Katy and Spring, Texas home listings, property and land for sale - NUMBER1EXPERT(tm)

Gayle, Jerry and Steve Smith
Prudential Gary Greene Realtors

19075 145 North, Suite 250
The Woodlands, TX 77385
281-799-8143
Fax: 936-321-7501
Steve Smith: Steve@TheSmithTeamRealty.com
Gayle Smith: Gayle@TheSmithTeamRealty.com
Jerry Smith: Jerry@TheSmithTeamRealty.com
TheSmithTeam@TheSmithTeamRealty.com

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